Buy & Build

We help you turn your dream of owning your own property into reality. From the first idea to the last payment – secure, clear, and personal.
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Budget & Household Planning

How Much Space Can I Afford?

Before the first brick is laid or the notary appointment is scheduled, there’s a simple but crucial question: How much living/usable space can I afford? We’ll calculate together how your monthly rate feels – today, tomorrow, and in the future. It’s not about the maximum, but the right fit.

Numbers are good, but nothing beats a personal conversation

Calculator tools cannot account for your personal circumstances – we can. When calculating your individual budget, we consider what really matters to you and what you might not have thought of yet.
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Tip for self-employed individuals

Even if you’re self-employed, you can finance securely – with a little more preparation. We show you how to properly present income, structure proof documents, and which banks are open to self-employed earnings. Good ideas need a solid foundation and conversation partners at eye level.
Consultation for self-employed
Find your new property with us – conveniently, efficiently, and without hours of research.
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Sounds tedious, but it’s important

Understanding Ancillary Costs

Property transfer tax, notary, land registry, broker – it sounds dry, but it’s crucial. We explain what costs to expect and when, so you avoid surprises. On request, we can calculate these costs into your total budget – keeping you in control from the start.
Guide: Plan ancillary costs realistically

Know your options

Funding Opportunities for New Construction & Renovation

Whether KfW, state programs, or tax incentives – there are many funding options worth exploring. We check which funding options fit your project and show you how to optimally combine them with your financing. This way, you not only save money but also gain flexibility.
Renovation Calculator

From REAL LIFE

Case Studies

Every financing is as individual as the people behind it. Whether first-time buyer, family, or self-employed – here we show how we turn dreams into feasible solutions.

Julia & Max

First-time buyers in Berlin

Situation:
29 & 31, employees (UX designer & project manager), no children. Desired: 2–3-room condominium in Berlin, 60–85 m², existing property near S-/U-Bahn.
Equity: €40–150k (savings + family)
Purchase price range: €500–700k

Questions:
“Can we still afford this if we want to take a break for family planning or a sabbatical?”
“How much equity should we contribute at minimum?”

Solution:
We developed three affordable scenarios: with their desired rate, with long-term interest rate security and the lowest rate, and with a repayment suspension option—including ancillary costs and subsidies (KfW 124/297). The end result was financing that fit their everyday life: predictable, flexible, and future-proof.

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Laura & Deniz

Growing family

Situation:
34 & 36, employees, one child (2) and about to take parental leave again. Desired: home with garden in Brandenburg, 140 m², new construction.
Equity: €90k
Total budget: max. €650k

Questions:
“Do both of us need to work full-time for the financing later?”
“What funding opportunities are available for families for new construction?”

Solution:
We developed a financing concept that optimally combines family budget, construction costs, and funding, allowing them to sleep peacefully in the future. Predictable Monthly installments, included reserves for childcare and extras, with flexible prepayment options for the future.

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Milan

Creative self-employed in Berlin

Situation:
38, self-employed photographer, studio owner. Desired: loft or small apartment with workspace, ownership as stability, flexible repayment.
Equity: €80k
Desired property cost: approx. €750k

Questions:
“How much property can I realistically afford from a bank’s perspective?”
“What happens if I have to stay abroad for work for an extended period?”

Solution:
We adjusted the financing to Milan’s income structure, with a small monthly rate, long interest-rate security, and high prepayment options. He receives a transparent, predictable solution that considers both his personal and professional life.

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Voices & Trust

What Our Clients Say

Great professionals who helped me get financing to buy an apartment. It is very pleasant to communicate with them, they answer all your questions and offer many options from which you can choose the one that suits you. Thank you!
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Maxim Pugachev 5,0 von 5 via ProvenExpert
Sehr kompetente und zuverlässige Beratung. Sehr individuell, flexibel & schnell.
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Christian Brems5,0 von 5 via ProvenExpert
Der Service war einfach super. Bei Fragen wurde mir schnell und einfach erklärt und weitergeholfen. Preisleistung war auch immer das Beste, was mir angeboten wurde. Ich werde Sie gerne weiterempfehlen, bei jeder Gelegenheit.
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Familie Nguyen5,0 von 5 via ProvenExpert

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